Yes, it's completely free. No credit card needed. No upfront fee or commitment.
Yes, you can set the starting time when purchasing Monthly / Hourly Plan. Note that starting time should be later than the earliest hour.
For APIs in same group, you cannot use these two plans simultaneously. For APIs in different groups, you can use two plans respectively.
QPS is the number of queries or requests per second. If you have more QPS capacity, more API requests can be handled within a certain period of time.
If the time periods of two plans intersect, then during the intersection period, the QPS capacity in these two plans would be added up.
When using APIs in same group, QPS capacity will be calculated together. If you purchase 5 QPS capacity for facial recognition group, you can make 5 requests in 1 second, no matter which API in this group you are using.
There is no time limitation for validity of account balance. You can use account balance any time.